His options: Report this to his insurance company like he should have done in the first place. I see stories on here everyday just like this one. This is a near perfect example of why you should NEVER EVER try to ';settle on your own';. Always let your insurance company handle it. Isn't that the very reason you have insurance in the first place?Legal advice on a car accident?
Let sleeping dogs lie. He did the honorable thing in offering a fair settlement. The next move is your neighbors. It would be good to have pictures all around the car as evidence to show a judge if your neighbor figures out who your friend is and starts a small claims action. Your neighbor could only collect a reasonable amount in that kind of action which is what has already been offered.
If the damages are more than the what the car is worth, insurance would write it off. Tell your friend to offer to pay him the blue book value of the car (after seeing an invoice the how much the damages cost and even getting a few estimates of your own at 3 different body shops). The blue book value is more than what insurance would give him (tell him that) if you still want to pay out of pocket. Otherwise, if he doesn't accept that, turn it over to insurance company. If he sued your friend, the judge wouldn't award more then the blue book value of the car if the damages exceeded that. So, either way don't pay the $1500. Turn it over to insurance or let him sue.
He need to talk to a lawyer but I work in the auto body industry and I call tell you it doesn't not cost 1500 for just the fender...now, that's not saying there's more damage but if it's just the fender there's no way. If the car is a rust bucket there's no reason to blend the paint into the hood and the front door(which is industry standard when replacing a fender).
He need to talk to a lawyer if he feels he's going to get sued. It sounds like he's trying to do the right thing by making good on the damage but it seems like your neighbor is being a scumbag.
Well if your friend crashed into this guy then he should pay up ... however if the neighbor is over charging, then ask for a copy of the invoice itemizing what the costs are for. If you still dispute them, then get a few quotes of your own and see how they match up (the neighbor could have got a mechanic friend to produce an inflated bill).
If it turns out that the going rate is 1500, then morally the only thing to do is pay up ... that's what insurance is for!
Incidentally if he does go through his insurance company then they would probably do all the investigating and find out of your neighbour is taking the piss!
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